Medicare Advantage

Medicare Advantage, also known as Medicare Part C, is an alternative to Original Medicare that offers additional benefits through private insurance companies. These plans bundle together Part A (hospital insurance), Part B (medical insurance), and often Part D (prescription drug coverage) into one comprehensive plan. Sandra Stott – Health Insurance Agent helps you navigate your Medicare Advantage options to find a plan that suits your health needs and budget.

Medicare Advantage plans often include extra benefits not covered by Original Medicare, such as vision, dental, hearing, and even wellness programs like gym memberships. These added benefits can be particularly valuable for individuals looking to manage all of their healthcare needs through a single, all-inclusive plan.

There are various types of Medicare Advantage plans, such as Health Maintenance Organizations (HMOs), Preferred Provider Organizations (PPOs), and Private Fee-for-Service (PFFS) plans. Each type offers different levels of flexibility regarding network providers and specialists. For instance, HMO plans typically require you to use in-network doctors and get referrals for specialist visits, while PPO plans offer more flexibility in choosing providers.

At Sandra Stott – Health Insurance Agent, we help you compare the different Medicare Advantage plans available in your area. We consider factors like premiums, copayments, provider networks, and any additional benefits offered. Our goal is to ensure that you get the most value from your Medicare Advantage plan, balancing comprehensive coverage with affordability.

If you’re looking for more than what Original Medicare offers, a Medicare Advantage plan could be the ideal solution. Contact Sandra Stott – Health Insurance Agent today to discuss your Medicare Advantage options and find the best plan for your healthcare needs.